Jumbo Loans
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Jumbo Loan FAQs
What is a jumbo mortgage?
A jumbo loan is any home loan that exceeds the conforming loan limit. The conforming loan limit is set by Fannie Mae and Freddie Mac, and it can vary by location and from year to year.
What is the minimum amount for a jumbo loan?
The minimum amount of a jumbo loan varies depending on the year and the location of the property. In 2024, a jumbo loan for a single-unit home in most parts of the U.S. is any loan greater than $766,550, however your area may vary.
Is a jumbo loan a conventional loan?
Jumbo loans are considered conventional loans because they’re not backed by the federal government.
Can I get a jumbo loan refinance?
Yes, you can get a jumbo loan refinance if you meet lender eligibility criteria.